Housing Support
Our housing program offers an array of services for those seeking stable housing, either to rent or to buy. Services include budget and credit repair counseling, home purchase preparation, landlord/tenant mediation, financial literacy education, foreclosure and loss mitigation counseling, foreclosure education and home repair and maintenance skill development.
Realizing the American Dream is the curriculum that teaches first-time home buyers about every aspect of the home buying process. Homeownership improves an individual’s quality of life. It is one of the best ways to acquire wealth, and gives a unique sense of pride and accomplishment. Homeownership strengthens communities because homeowners literally have an investment in where they live.
Many times, the obstacles to becoming a homeowner are the basic skills of budgeting, applying for a loan, and understand that help is there so that renters may realize the dream of owning their own home. When potential home buyers understand the process, they have the confidence to evaluate what they can afford and can go about finding the house that is best for them. The benefits of knowledge and confidence do not stop there, however. When homebuyers understand their investment, there is less likelihood they will walk away from it. Instead, they will take good care of the property and improve it.
The Realizing the American Dream Program consists of a one-day class or series of shorter classes. The class is designed to help potential home buyers learn about the mortgage loan process, how to find the right house, budget and credit, loan closing, foreclosure prevention, basic home maintenance, and avoiding predatory lending.
Homeownership is not for everyone. You may attend class and realize, or know already, that you don’t want the responsibility homeownership carries. We offer rental services through collaborations with many landlords in the area to match you with the right apartment.
Contact
For more information about the program or class times and registration contact Catholic Charities at (859) 581-8974
Important documents for you to download:
General consent form
Client rights & responsibilities
Consent to release information